Protecting clients’ interests
As part of a free suitability check we aim to understand client circumstance, use our expertise and find the right protection solution at minimum cost. We suggest you consider protection when someone is dependant on the income or health of another.
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How Cadence Finance help
Do I need insurance?
Cadence help establish what, if any, protection through insurance is required.
Reasons people take protection
- Repay mortgage or receive a monthly payment to maintain lifestyle on remaining income.
- Safeguard independence and control, financially and emotionally.
- Ensure children are able to continue with their education and have the support you would have provided.
- Avoid a need to downsize or move to a different area.
- In the event of an illness or injury, focus on recovery.
- Ensure estate is liquid enough to pay tax liabilities.
- Plan for retirement and cover funeral costs.
Some common situations that may change your circumstance include:
- Buying a house or entering into an investment.
- A parent or guardian raising dependents.
- Family thinking about their future.
- Considering survival of their partner and the need for financial support.
- Friend or a relative depends on income to cover debts, bills, or living expense.
Please contact us for a free policy suitability review.