Mortgage Advice

Cadence Finance Mortgages

 

We offer a initial 1 hour meeting or phone call at our expense. You can use this to discuss your situation and find out whether you feel our advisor is a good match for you. Please contact us or use our contact form to receive a call back.

We listen to your circumstance, objectives and then share our insight to find the most suitable product.  We search the whole mortgage market and advise what is most suitable for you. If we think you are best staying with your existing lender then we will tell you.

We find the best product

 

Re-mortgage

Re-mortgaging involves switching your current mortgage to a new scheme, either with your existing or a new lender. Remaining on the same deal can increase the total you pay back and clients should compare whether savings outweigh the costs.

Save money

If you are on a standard variable rate, it is likely you could secure a better rate with improved flexibility. Paying an early repayment can offer a net saving compared to remaining on a high rate.

Securing the best product

Taking advice can help secure the best valuation for your home saving thousands.

Avoid moving home

It can be more cost effective to re-design or extend an existing home through re-mortgaging

Buy to let purchase

Some clients look to raise capital to generate net income on a buy to let investment

Consolidate debts

By releasing equity to repay high rates on a loan or credit card can help clients pay less interest and either reduce outgoings or repay equivalent debt sooner. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

First time buyer

Buying your first home can be exciting if not a little daunting. We understand getting on the property ladder can be a struggle and we are here to help. We discuss maximum loans, budgets and limitations so you can look for properties with confidence.

Home mover

Moving home can be very stressful and we take away stress of arranging your finances. You will have one point of contact, which means you’ll always speak to the same person.

Buy to let

Clients looking at buy-to-let (BTL) should understand the risks as well as the benefits. The BTL industry is unregulated but we conduct this business as a regulated mortgage sale in order that our recommendations are the most suitable. We have access to many exclusives schemes not available directly with lenders.

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