Critical Illness Cover

Critical Illness Cover

As part of our free suitability check, Cadence Finance pays close attention to detail and explains what a policy does and does not do.

We advise on Critical Illness Cover to pay bills and maintain lifestyle while receiving treatment and/or recovering from a critical illness.

Did you know? People believe only 38 per cent of claims get paid, (Protection review) but the figures actually stand at 98% for life insurance, 92% for critical illness and 91% for income protection. Advice is highly recommended.

What is the likelihood?

In reality, it could happen to anyone at any time.

Did you know? 325,000 people are diagnosed with cancer every year and 1 in 3 of us will develop cancer at some point in our lives, (Cancer Research UK, 2012)  It is not surprising that over half of all critical illness claims are for cancer.

Did you know? 152,000 people suffer a stroke each year and 103,000 suffer a heart attack. There are 1.2 million living people that have had a stroke, (The British Heart Foundation, 2012).

Did you know? Multiple sclerosis (MS) is a neurological condition which affects around 100,000 people in the UK. Most people are diagnosed between the ages of 20-40, (www.mssociety.org.uk)

Did you know? Most good critical illness policies will pay out a lump sum if your children are diagnosed with a critical illness. This can help to replace your income if you have time off work to care for them or pay for the best possible treatment. We encourage our clients to view their protection considering all financial and emotional implications. 

 

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